Financing Options

Business Loans

Equipment Financing

Equipment financing is a loan option for business owners to purchase a physical asset (equipment) for their business (for example, a trucking business needing to finance new trucks).

Term Loans

A business term loan is a loan that your business receives in one lump sum, that you pay back in a predetermined payments with a fixed interest rate.

Business Line Of Credit

A business line of credit is business financing in which you have access to a pool of funds from which you can draw as much or as little money from, and only repay with interest on what you borrow.

Merchant Cash Advance

A merchant cash advance is an option to get cash immediately for your business, in exchange for funds deducted directly from your credit/debit card payments in the future. It’s not as difficult as other loans to quality for an MCA, so business owners with little collateral, history in business, or a low credit score may benefit from this option.

Invoice/Accounts Receivable Factoring

Accounts receivable factoring, also known as invoice & receivables financing, is a transaction that acts as an advance for services already rendered. In other words, the business sells its accounts receivable at a discount to a company such as United Capital Source. It’s a solution meant for businesses that experience a long lapse in the time between when a service is rendered, and the bill is finally paid, that allows the business to receive payment sooner.

StartUp Loans

A startup business loan is any kind of financing aimed specifically towards startups with little to no business history. There are a variety of new business loans and financing methods available to new business owners: SBA microloans, business credit cards, business grants, friends and family, and crowdfunding.

Commercial Real Estate Loans

Commercial Finance

We have a variety of commercial loan products from creative finance to mezzanine, we can provide 65% to 95% LVT. We can help finance:

Office Buildings
Retail
Industrial
Multi-family rental
Apartment Buildings
Hotels

Construction Loans

Our commercial construction loans are some of the most competitive in the industry. We work with hedge funds, private equity funds, and institutional investors to give you access to fast capital.

Residential Real Estate Loans

Flix & Flip

For the investor who wants to purchase and renovate an investment property in order to sell it for a profit.

Rental Loans

Build wealth by building your portfolio of income-producing rental properties. Mid-term loans are a great fit for borrowers needing to bridge the gap to long-term financing. We can offer solutions for one property or your entire rental portfolio.

Residential Real Estate Mortgage

If you’re looking to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or currently turnkey ready, our Multifamily loan program is perfect for you.